Financial Advisor Job Description, Skills, and Salary

Financial Advisor Job Description, Skills, and SalaryFinancial Advisor Job Description, Skills, and SalaryFinancial advisorshelp clients create viable plans for managing their finances relative to individual and family situations. During the early stages of their careers, financial advisors spend considerable time and energy filling out their client rosters by prospecting for new customers. They meet with prospects and try to convince them to sign on as clients. They engage established clients and interview them to assess their risk tolerance and financial goals. Financial advisors recommend a mix of investments including stocks, bonds, mutual funds, and real estate to help clients reach their goals for college savings, retirement, and wealth building. They recommend an allocation of assets consistent with the risk tolerance of clients and their life stage. Where Financial Advisors Work Financial advisors often work for large financial services businesses, but they may be station ed in small local offices for these firms. Many financial advisors operate their own businesses and work independently or with a few partners. Education, Training, and Certifications Financial advisors need to earn a bachelors degree to qualify for positions. Advisors benefit from coursework in economics, mathematics, finance, investments, accounting, and taxation. Most financial services firms have training programs to equip graduates and career changers with the fundamental knowledge and skills. Financial advisors can enhance their credibility with clients by earning a financial planning certification like the Certified Financial Planner(CFP) designation. While elend required, a masters degree in finance, business administration, or other similar fields often will help with advancement. Financial Advisor Salaries According to the Bureau of Labor Statistics(BLS), financial advisors earned an average of $90,640 annually as of 2017. The top 10 percent of financial advisors ea rned at least $208,000while the bottom 10 percent earned less than $40,800. Financial advisors working for investment firms earned higher than average salaries and advisors working for community banks and credit unions tended to earn lower than average salaries. Advisors who are employed by financial services firms often receive bonuses, and that compensation is not included in these figures. Compensation is tied directly to productivity in terms of fees for products sold, assets managed and/or the number of financial plans generated. Since pay and job security are heavily based on performance, there is a high washout rate for new advisors who are unable to meet the challenge of building a viable roster of clients. Skills Necessary In addition to understanding business and finance, analytical skills and people skills are very important for success as a financial advisor. Advisors need to be able to read data, recognize trends, and anticipate where markets are going to be of the most value to their clients. Additionally, advisors need to be likable and trustworthy. Being successful requires building a client base, and doing that involves convincing people that you can be a trusted source for information and direction regarding their investments. No matter how good a financial advisor might be with the numbers, it will be difficult to build a client base without strong people skills. Employment Outlook According to the Bureau of Labor Statistics, employmentof personal financial advisors is projected to grow 15 percent during the decade ending in2026, much faster than the average for all occupations. Factors impacting growth include an aging bevlkerung of retirees in need of help with financial planning and the trend towardself-managedretirement resources in lieu of company-controlled pensions. The expanded use of automated planning resources may limit the growth of opportunities for financial advisors.

These are the Top 50 best places to work for in 2018

These are the Top 50 best places to work for in 2018These are the Top 50 best places to work for in 2018Its summer which means fruchtwein of us are clamoring to get out of the office most of the time. However, if you work for one of these 50 companies that may not be the case. Indeed just released its 50 top-rated workplaces in America annual report and some pretty impressive companies made the cut.Indeed looked at companies that had at least 100 verified employee reviews submitted over the last two years, then compiled the ones (out of72 million employer ratings) that had the most highly rated on overall employee experience. This ranking only looks at larger (at least 5,000 employees), very well-known companies in the Fortune 500 Index.Companies that have a progressive culture, focus on the employee experience and make sure their employees are engaged tend to make the top 10,said Paul Wolfe, senior vice president at Indeed in a company statement. So where does everyone want to work? The Top 10 best places to work in 201810.Apple9.Bristol-Myers Squibb8.JetBlue Airways7.Johnson Johnson6.Fannie Mae5.Costco Wholesale4.Delta3.Salesforce2.Southwest Airlines1.FacebookThough Facebook had a bit of a rocky year with data breaches, their company culture and perks still are a major draw for people.Clearly, Facebooks employees over the last two years believe that theres been transparency internally, from the top down, said Wolfe. The company is also focused on perks and benefits, which brings it to the top of the list.While it might appear that the challenges the company has recently faced might deter people, the employees we attract are the type of people that tend to be excited and engaged in those big, complicated problems and would like to solve them, Anthony Harrison, a Facebook spokesperson, said in an interview.And even though Southwest also had a lot of negative news this year, it is still considered a great place to work. And though people may not always appreciat e their experiences with airlines, they are apparently pretty good places to work. Delta Air Lines Inc., andJetBlue AirwaysCorp. also made the Top 10.The full list is included below.Live Nation,eBay, andCBSall made it on to the list for the first time. Cisco and Microsoft both made significant jumps. Cisco climbed from 45 to 23 and Microsoft rose from 22 to 11. Both Disney and Google which usually rank very highly were not even included on the list.The Top 50 best places to work in 201849.Synchrony Financial48.National Oilwell Varco47.General Motors46.MGM Resorts International45.Qualcomm44.Hilton43.Freeport McMoRan42.USAA41.American Express40.NetApp39.Stryker38.Booz Allen Hamilton37.Avon36.Northrup Grumman35.AbbVie34.Nationwide Mutual Insurance Company33.f Corp.32.Lockheed Martin31.American Airlines30.Discover Financial Services29.DTE Energy28.Amgen27.Charles Schwab26.CBS25.Capital One24.ConocoPhillips23.Cisco22.Edward Jones21.Starbucks20.Pfizer, Inc.19.Publix18.Nike17.Viacom16.Este e Lauder15.eBay Inc.14.Exelon13.Live Nation12.Eli Lilly11.Microsoft10.Apple9.Bristol-Myers Squibb8.JetBlue Airways7.Johnson Johnson6.Fannie Mae5.Costco Wholesale4.Delta3.Salesforce2.Southwest Airlines1.Facebook

Bioengineering Blog Simulation at the Crossroads of Engineering and Biology

Bioengineering Blog Simulation at the Crossroads of Engineering and Biology Bioengineering Blog Simulation at the Crossroads of Engineering and Biology Bioengineering Blog Simulation at the Crossroads of Engineering and BiologyWhat sets computational modeling and simulation of medical devices apart from other analyses? It is the same thing that makes them medical their interaction with biology. When running a stress analysis on a device mechanism or a thermal analysis on enclosed electronics, the modeling is the same for medical devices as for other products. But when questioning the interaction with biological tissue, simulations start to take on elements that are unique to medical devices.Consider the following inquiriesWhat laser wavelength and power provide the desired surgical result for our new device concept?How does bone remodeling affect loading of a hip implant over the months and years after surgery?How much more power do we have to supply at the electrosurgery generator i f we increase the size of our deployable electrode by 20 percent?What are the performance expectations in human trials for our device developed using porcine models?Is our sensor placement optimized for the physiological parameter we want to measure?If we change our surgical tool design/manufacturing method/algorithm in order to improve manufacturability, will it change the surgical effect in unintended ways?In order to analyze with simulation tools, every one of these scenarios requires a computational model for its biological materials. Tissue models range from simple to complex from static and isotropic defined materials on one end to nonlinear and partially reversible multiscale linked physical mechanisms accounting for anisotropy in tissue layers and induced biological response (like heat-shock or healing) on the other. Understanding the material science of biological tissue is key as the need for accurate and timely simulations is at the forefront of device design. Arlen Ward, Ph.D. Professional EngineerAnother complicating factor for device design is the variability of material parameters seen not only between but also within patients. Things like age, hydration, disease state, or scar tissue all play a role in tissue variability, and quickly outstrip the relevance of static material properties. The ability of computational modeling and simulation to provide insight into the sensitivity of the result to the expected variability of the multitude of system inputs provides a powerful tool to know if any new design will likely be effective across a wide range of patient populations.As simulation data is included more and more in 510(k) and PMA submissions to the Food and Drug Administration and other regulatory bodies, knowledge of key sensitive inputs for the device system will be the new expectation.Defining mathematical models for biological materials and their interaction with medical device designs provides many engineering challenges, but the advantages are well worth it for both medical device companies as well as patients. As computational modeling and simulation are further incorporated into medical device development, the benefit will be safer and more effective treatments, as well as shorter development times.Arlen Ward, Ph.D., P.E., is a Principal Modeling and Simulation Engineer with ordnungsprinzip Insight Engineering LLC, a medical device simulation consultancy.Opinions expressed are the authors and do not necessarily reflect the views of ASME.

SMART Supervisory Job Objectives

SMART Supervisory Job ObjectivesSMART Supervisory Job ObjectivesSMART Supervisory Job ObjectivesYesterday I was at US Army Sustainment Command in Davenport, Iowa. I was contracted to teach Executive Core Qualifications writing. But then we started talking about writing NSPS Self-Assessments and Job Objectives (JOs), and this topic was one of great interest.I told the class of supervisors and executives that I had just written two newsletter articles on a technique for writing the job objectives in the SMART format by using a vacancy announcement. They were intrigued, so I showed them my two articles and my analysis of the SMART JOs.I asked the class, How many of you have your JOs written in the SMART format? Nobody raised their hand. They said, We cant figure out how to do it.I admitted that the SMART JOs were hard even for me to write.We started talking about the mandatory Supervisory JO, which is not in the SMART format. I recommended that we take the Supervisory JO and make it SMA RT, just for writing and thinking about your accomplishments. Here is our SMART version of the mandatory Supervisory JO (this is a shortened version that I typed)STANDARD JOB OBJECTIVESUPERVISORExecute the full range of HR (including performance management) and fiscal responsibilities within established timelines and regulations. Adhere to merit principles. Develop a vision for the work unit. Align performance expectations within organizational goals. Maintain a safe work environment. Ensure EEO principles adhered to throughout organization. Ensure continuing application of laws regulations governing prohibited personnel practices. Promptly address allegations of harassment retaliation.SMARTSPECIFIC SUPERVISOR ADD MORE DETAILS HERE ABOUT SPECIFICMEASURES Performance management, fiscal within timelines and regulations vision performance expectations, safe, EEO, addressing allegations or problems. COVER AT LEAST TWO OF unterstellung WHICHEVER MEASURES ARE RELEVANT TO YOUR JOBALI GNED To meet the mission with the staffREALISTIC If you have the staff and resources, how you achieve the measuresTIMED Good customer service within required timelinesTHEN CHOOSE YOUR ACCOMPLISHMENTS THAT SUPPORT THE ABOVE ELEMENTSPerformance staff training and retraining storyFiscal decreased, increased, new hires, retired people, internsSafety employee who may have felt threatened, resolved analysis, advocacyEEO recruitment practiceEmployee recruitment internships, other recruitment strategiesWhat are you doing with your SMART Objectives?

Ten Steps to a Federal Jobâ„¢

Ten Steps to a Federal JobTen Steps to a Federal JobTen Steps to a Federal JobA Successful Campaign Strategy for a Federal JobBe aware that the federal job search and resume is very different from that of the private industry. Sign up for our renowned one-day Ten Steps class at the Federal Career Training Institute in Gaithersburg, MD Next class April 27th Follow these 10 Steps to make your government job search more manageable and ultimately land a job with Uncle SamStep 1 NetworkStep 2 Become Familiar with the Hiring ProcessStep 3 Look for Openings on USAJOBS.govStep 4 Assess Your Soft Skills (Core Competencies)Step 5 Analyze Keywords in AnnouncementsStep 6 Create Your Federal Resume Preferably in the Outline Format Read More HereStep 7 Write Your KSAs and Essays for QuestionnairesStep 8 Apply for JobsStep 9 Follow Up on Your ApplicationStep 10 Interview for the Job

The Appeal of What to Write in Objective in Resume

The Appeal of What to Write in Objective in Resume Choosing Good What to Write in Objective in Resume If you have a certain language ability that might be relevant to an employer, you may include an abilities or languages section with that info. Your objective meinung is the very first thing theyll see and read, since its the very first thing on the webpage. Be koranvers your resume is small but considering all the info provided. If youre not certain how to phrase your skills, or in case you desire examples of objective statements, take a look at some job websites for ideas. The What to Write in Objective in Resume Pitfall The reader ought to be in a position to acquire the essential information. Writing a resume is not so difficult, but it does take some time and planning. There are a lot of standard forms of resumes used to make an application for job openings. There are dozens and dozens of possible skills to think about using. Learn about the three sorts of skills its possible to highlight and the way it is possible to incorporate them into your resume. Simply take the test online if you arent certain what can be your finest skills. Everyone has desirable abilities and experiences to provide employers including you Even though its not a strict requirement to incorporate a resume objective in your resume, a well-written objective will be able to help you catch the interest of the recruiter. Sometimes Resume objective can appear to be a little statement but it has an extremely major message to convey. An objective must be personally-tailored to the employer. Ultimately, stating it is optional, but it can help convince employers that you know what you want and are familiar with the industry. The use of job specific resume objective is only going to be targeting the job that youve indicated in the statement. The objective section of resume is a succinct statement at the start of the resume. It ought to be simple to read and look like an expe rt document. The employers major concern is what you could do for them. Therefore dont get discouraged if the idea of embarking on a work search makes you wish to have a time-out. In case you were planning to compose a resume objective, you would concentrate on the kind of job you were seeking. Essentially, youre seeking to write down only a couple sentences. First off, we must determine what type of job seeker youre.An objective may be a very good selection for somebody who knows the precise job and industry they need to be in, and often if this job or industry is competitive. Employers like to realize that you have work experience of some type, at least. To begin with, consider the work description to see whether it indicates the form of skills the provider is seeking. When youre asking for work, your very first purpose is to let employers know your abilities and talents align with the demands of their open position. So, career objectives can be anything they want to make sure that you are the correct candidate. The very best career objective is to make sure you know what job you can do. A best career objective isnt just about what you want to accomplish. So you simply graduated high school or college and you are prepared to go into the workforce to develop into a productive member of society. Writing a winning college student career objective is a rather effortless approach to bolster your application for this internship or job youve got in sight. Whenever you would like to emphasize that youre ambitious, that you understand what you want in a career, or you have the skills for the particular job, you could benefit from a resume objective. You might be able to locate a job more quickly. What to Write in Objective in Resume Options A simple resume template is going to be your very best bet. You dont need to invent a totally new layout.

Working At Convoy

Working At Convoy Convoy was just recognized by LinkedIn as one of the top startups in the nation Watch the video above to get a sneak peek behind the scenes at Convoy, and learn about a few of their favorite things.The best part? Convoy is currently hiringClick here to see all of their available opportunities, and dont forget to press Follow to receive custom job matches, event invitations and mora One of the biggest challenges in almost all industries today is achieving gender parity. Gender diversity provides huge benefits in the workplace. pWhile some industries have made significant advancements in gender diversity, some industries lag further behind... and the construction industry is well-known for being in the latter category. If someone says, construction workers, youll likely picture a group of men in yellow hard hats analyzing an architects plans or laying bricks on top of a scaffold. And men at work signs only help to reinforce this image.pThis stereotype is rooted in reality. When was the last time you actually spotted a woman on a construction site? Or hired a female plumber or carpenter? Your answer is most likely never. In fact, the Bureau of Labor Statisticsreports that only 3.4% of the total of 8.3 million construction employees are women.pBut the construction industry has a lot more to offer than steel-toed boots and hard hats, and it needs women to help advance the industry in this era of rapid change. Here are 5 reasons why women joining the workforce or looking to make a pivot should consider a career in construction.h21. Fuel Innovation/h2pNot only is diversity the socially and morally right thing to do, but it is also actually an excellent business strategy. pResearch presented in the Harvard Business Reviewshows that diverse teams develop more innovative ideas. This is further supported by a study conducted by Gallupon the performance of gender-diverse teams versus single-gender teams, which found that the difference in backgrounds and perspectives led to better business performance and problem-solving. h22. Capitalize on Demand/h2pThe construction industry is currently experiencing a labor shortage. The industry itself is booming and projected to be one of the fastest-growing industries, with total spending projected to exceed $1.45 trillion in 2023/a. However, most construction companies are unable to meet the rising demand. pAccording to the Associated General Contractors of America/a, more than 80% of contractors are experiencing difficulties filling hourly craft positions that represent the bulk of the construction workforce.pAnd demand isnt limited to individual contributor roles. Given the industry boom, there are a number of open stable and high-paying roles (any project managers out there?) waiting for the right candidateh23. Leadership Opportunities/h2pAccording to the Bureau of Labor Statistics/a, women compose only 7.7% of the total 1 million managerial posi tions in construction.br/pBut given the highly collaborative nature of construction work, more women in leadership roles would help drive innovation and enhance productivity.Furthermore, as a woman in construction in a leadership position, youd have the unique opportunity to drive change for the industry and make it a more attractive option for other women.h24. High-Income Potential/h2pSalaries for many skilled positions in construction are on the rise, making a construction career a prime choice for women looking for a high-paying job,pThe 2018 Construction Craft Salary Surveyconducted by the National Center for Construction Education and Research revealed that salaries for many skilled craft areas are increasing. Project managers and project supervisors topped the list at $92,523 and $88,355, respectively. The next set of highest-paying jobs include those of combo welders ($71,067), instrumentation technicians ($70,080), pipe welders ($69,222), power line workers ($68,262) and ind ustrial electricians ($67,269). Of the 32 categories of workers in the survey, 19 positions earned an average salary of $60,000 or higher.h25. Sense of accomplishment/h2p The construction industry can give employees a unique sense of achievement. Yes, the job is stressful and the work can be demanding, but nothing beats the feeling of being able to build something from the ground up. pHow many professionals in other industries can point at a school, a hospital, or a skyscraper and say I helped build that?pThe construction industry has a long way to go in combating gender bias and supporting women in the workforce, but given the current demand for workers, theres no better time to pick up a sledgehammer (figurative or literal) and smash the gender stereotypes plaguing the construction industry.