Financial Advisor Job Description, Skills, and Salary

Financial Advisor Job Description, Skills, and SalaryFinancial Advisor Job Description, Skills, and SalaryFinancial advisorshelp clients create viable plans for managing their finances relative to individual and family situations. During the early stages of their careers, financial advisors spend considerable time and energy filling out their client rosters by prospecting for new customers. They meet with prospects and try to convince them to sign on as clients. They engage established clients and interview them to assess their risk tolerance and financial goals. Financial advisors recommend a mix of investments including stocks, bonds, mutual funds, and real estate to help clients reach their goals for college savings, retirement, and wealth building. They recommend an allocation of assets consistent with the risk tolerance of clients and their life stage. Where Financial Advisors Work Financial advisors often work for large financial services businesses, but they may be station ed in small local offices for these firms. Many financial advisors operate their own businesses and work independently or with a few partners. Education, Training, and Certifications Financial advisors need to earn a bachelors degree to qualify for positions. Advisors benefit from coursework in economics, mathematics, finance, investments, accounting, and taxation. Most financial services firms have training programs to equip graduates and career changers with the fundamental knowledge and skills. Financial advisors can enhance their credibility with clients by earning a financial planning certification like the Certified Financial Planner(CFP) designation. While elend required, a masters degree in finance, business administration, or other similar fields often will help with advancement. Financial Advisor Salaries According to the Bureau of Labor Statistics(BLS), financial advisors earned an average of $90,640 annually as of 2017. The top 10 percent of financial advisors ea rned at least $208,000while the bottom 10 percent earned less than $40,800. Financial advisors working for investment firms earned higher than average salaries and advisors working for community banks and credit unions tended to earn lower than average salaries. Advisors who are employed by financial services firms often receive bonuses, and that compensation is not included in these figures. Compensation is tied directly to productivity in terms of fees for products sold, assets managed and/or the number of financial plans generated. Since pay and job security are heavily based on performance, there is a high washout rate for new advisors who are unable to meet the challenge of building a viable roster of clients. Skills Necessary In addition to understanding business and finance, analytical skills and people skills are very important for success as a financial advisor. Advisors need to be able to read data, recognize trends, and anticipate where markets are going to be of the most value to their clients. Additionally, advisors need to be likable and trustworthy. Being successful requires building a client base, and doing that involves convincing people that you can be a trusted source for information and direction regarding their investments. No matter how good a financial advisor might be with the numbers, it will be difficult to build a client base without strong people skills. Employment Outlook According to the Bureau of Labor Statistics, employmentof personal financial advisors is projected to grow 15 percent during the decade ending in2026, much faster than the average for all occupations. Factors impacting growth include an aging bevlkerung of retirees in need of help with financial planning and the trend towardself-managedretirement resources in lieu of company-controlled pensions. The expanded use of automated planning resources may limit the growth of opportunities for financial advisors.

These are the Top 50 best places to work for in 2018

These are the Top 50 best places to work for in 2018These are the Top 50 best places to work for in 2018Its summer which means fruchtwein of us are clamoring to get out of the office most of the time. However, if you work for one of these 50 companies that may not be the case. Indeed just released its 50 top-rated workplaces in America annual report and some pretty impressive companies made the cut.Indeed looked at companies that had at least 100 verified employee reviews submitted over the last two years, then compiled the ones (out of72 million employer ratings) that had the most highly rated on overall employee experience. This ranking only looks at larger (at least 5,000 employees), very well-known companies in the Fortune 500 Index.Companies that have a progressive culture, focus on the employee experience and make sure their employees are engaged tend to make the top 10,said Paul Wolfe, senior vice president at Indeed in a company statement. So where does everyone want to work? The Top 10 best places to work in 201810.Apple9.Bristol-Myers Squibb8.JetBlue Airways7.Johnson Johnson6.Fannie Mae5.Costco Wholesale4.Delta3.Salesforce2.Southwest Airlines1.FacebookThough Facebook had a bit of a rocky year with data breaches, their company culture and perks still are a major draw for people.Clearly, Facebooks employees over the last two years believe that theres been transparency internally, from the top down, said Wolfe. The company is also focused on perks and benefits, which brings it to the top of the list.While it might appear that the challenges the company has recently faced might deter people, the employees we attract are the type of people that tend to be excited and engaged in those big, complicated problems and would like to solve them, Anthony Harrison, a Facebook spokesperson, said in an interview.And even though Southwest also had a lot of negative news this year, it is still considered a great place to work. And though people may not always appreciat e their experiences with airlines, they are apparently pretty good places to work. Delta Air Lines Inc., andJetBlue AirwaysCorp. also made the Top 10.The full list is included below.Live Nation,eBay, andCBSall made it on to the list for the first time. Cisco and Microsoft both made significant jumps. Cisco climbed from 45 to 23 and Microsoft rose from 22 to 11. Both Disney and Google which usually rank very highly were not even included on the list.The Top 50 best places to work in 201849.Synchrony Financial48.National Oilwell Varco47.General Motors46.MGM Resorts International45.Qualcomm44.Hilton43.Freeport McMoRan42.USAA41.American Express40.NetApp39.Stryker38.Booz Allen Hamilton37.Avon36.Northrup Grumman35.AbbVie34.Nationwide Mutual Insurance Company33.f Corp.32.Lockheed Martin31.American Airlines30.Discover Financial Services29.DTE Energy28.Amgen27.Charles Schwab26.CBS25.Capital One24.ConocoPhillips23.Cisco22.Edward Jones21.Starbucks20.Pfizer, Inc.19.Publix18.Nike17.Viacom16.Este e Lauder15.eBay Inc.14.Exelon13.Live Nation12.Eli Lilly11.Microsoft10.Apple9.Bristol-Myers Squibb8.JetBlue Airways7.Johnson Johnson6.Fannie Mae5.Costco Wholesale4.Delta3.Salesforce2.Southwest Airlines1.Facebook

Bioengineering Blog Simulation at the Crossroads of Engineering and Biology

Bioengineering Blog Simulation at the Crossroads of Engineering and Biology Bioengineering Blog Simulation at the Crossroads of Engineering and Biology Bioengineering Blog Simulation at the Crossroads of Engineering and BiologyWhat sets computational modeling and simulation of medical devices apart from other analyses? It is the same thing that makes them medical their interaction with biology. When running a stress analysis on a device mechanism or a thermal analysis on enclosed electronics, the modeling is the same for medical devices as for other products. But when questioning the interaction with biological tissue, simulations start to take on elements that are unique to medical devices.Consider the following inquiriesWhat laser wavelength and power provide the desired surgical result for our new device concept?How does bone remodeling affect loading of a hip implant over the months and years after surgery?How much more power do we have to supply at the electrosurgery generator i f we increase the size of our deployable electrode by 20 percent?What are the performance expectations in human trials for our device developed using porcine models?Is our sensor placement optimized for the physiological parameter we want to measure?If we change our surgical tool design/manufacturing method/algorithm in order to improve manufacturability, will it change the surgical effect in unintended ways?In order to analyze with simulation tools, every one of these scenarios requires a computational model for its biological materials. Tissue models range from simple to complex from static and isotropic defined materials on one end to nonlinear and partially reversible multiscale linked physical mechanisms accounting for anisotropy in tissue layers and induced biological response (like heat-shock or healing) on the other. Understanding the material science of biological tissue is key as the need for accurate and timely simulations is at the forefront of device design. Arlen Ward, Ph.D. Professional EngineerAnother complicating factor for device design is the variability of material parameters seen not only between but also within patients. Things like age, hydration, disease state, or scar tissue all play a role in tissue variability, and quickly outstrip the relevance of static material properties. The ability of computational modeling and simulation to provide insight into the sensitivity of the result to the expected variability of the multitude of system inputs provides a powerful tool to know if any new design will likely be effective across a wide range of patient populations.As simulation data is included more and more in 510(k) and PMA submissions to the Food and Drug Administration and other regulatory bodies, knowledge of key sensitive inputs for the device system will be the new expectation.Defining mathematical models for biological materials and their interaction with medical device designs provides many engineering challenges, but the advantages are well worth it for both medical device companies as well as patients. As computational modeling and simulation are further incorporated into medical device development, the benefit will be safer and more effective treatments, as well as shorter development times.Arlen Ward, Ph.D., P.E., is a Principal Modeling and Simulation Engineer with ordnungsprinzip Insight Engineering LLC, a medical device simulation consultancy.Opinions expressed are the authors and do not necessarily reflect the views of ASME.

SMART Supervisory Job Objectives

SMART Supervisory Job ObjectivesSMART Supervisory Job ObjectivesSMART Supervisory Job ObjectivesYesterday I was at US Army Sustainment Command in Davenport, Iowa. I was contracted to teach Executive Core Qualifications writing. But then we started talking about writing NSPS Self-Assessments and Job Objectives (JOs), and this topic was one of great interest.I told the class of supervisors and executives that I had just written two newsletter articles on a technique for writing the job objectives in the SMART format by using a vacancy announcement. They were intrigued, so I showed them my two articles and my analysis of the SMART JOs.I asked the class, How many of you have your JOs written in the SMART format? Nobody raised their hand. They said, We cant figure out how to do it.I admitted that the SMART JOs were hard even for me to write.We started talking about the mandatory Supervisory JO, which is not in the SMART format. I recommended that we take the Supervisory JO and make it SMA RT, just for writing and thinking about your accomplishments. Here is our SMART version of the mandatory Supervisory JO (this is a shortened version that I typed)STANDARD JOB OBJECTIVESUPERVISORExecute the full range of HR (including performance management) and fiscal responsibilities within established timelines and regulations. Adhere to merit principles. Develop a vision for the work unit. Align performance expectations within organizational goals. Maintain a safe work environment. Ensure EEO principles adhered to throughout organization. Ensure continuing application of laws regulations governing prohibited personnel practices. Promptly address allegations of harassment retaliation.SMARTSPECIFIC SUPERVISOR ADD MORE DETAILS HERE ABOUT SPECIFICMEASURES Performance management, fiscal within timelines and regulations vision performance expectations, safe, EEO, addressing allegations or problems. COVER AT LEAST TWO OF unterstellung WHICHEVER MEASURES ARE RELEVANT TO YOUR JOBALI GNED To meet the mission with the staffREALISTIC If you have the staff and resources, how you achieve the measuresTIMED Good customer service within required timelinesTHEN CHOOSE YOUR ACCOMPLISHMENTS THAT SUPPORT THE ABOVE ELEMENTSPerformance staff training and retraining storyFiscal decreased, increased, new hires, retired people, internsSafety employee who may have felt threatened, resolved analysis, advocacyEEO recruitment practiceEmployee recruitment internships, other recruitment strategiesWhat are you doing with your SMART Objectives?

Ten Steps to a Federal Jobâ„¢

Ten Steps to a Federal JobTen Steps to a Federal JobTen Steps to a Federal JobA Successful Campaign Strategy for a Federal JobBe aware that the federal job search and resume is very different from that of the private industry. Sign up for our renowned one-day Ten Steps class at the Federal Career Training Institute in Gaithersburg, MD Next class April 27th Follow these 10 Steps to make your government job search more manageable and ultimately land a job with Uncle SamStep 1 NetworkStep 2 Become Familiar with the Hiring ProcessStep 3 Look for Openings on USAJOBS.govStep 4 Assess Your Soft Skills (Core Competencies)Step 5 Analyze Keywords in AnnouncementsStep 6 Create Your Federal Resume Preferably in the Outline Format Read More HereStep 7 Write Your KSAs and Essays for QuestionnairesStep 8 Apply for JobsStep 9 Follow Up on Your ApplicationStep 10 Interview for the Job

The Appeal of What to Write in Objective in Resume

The Appeal of What to Write in Objective in Resume Choosing Good What to Write in Objective in Resume If you have a certain language ability that might be relevant to an employer, you may include an abilities or languages section with that info. Your objective meinung is the very first thing theyll see and read, since its the very first thing on the webpage. Be koranvers your resume is small but considering all the info provided. If youre not certain how to phrase your skills, or in case you desire examples of objective statements, take a look at some job websites for ideas. The What to Write in Objective in Resume Pitfall The reader ought to be in a position to acquire the essential information. Writing a resume is not so difficult, but it does take some time and planning. There are a lot of standard forms of resumes used to make an application for job openings. There are dozens and dozens of possible skills to think about using. Learn about the three sorts of skills its possible to highlight and the way it is possible to incorporate them into your resume. Simply take the test online if you arent certain what can be your finest skills. Everyone has desirable abilities and experiences to provide employers including you Even though its not a strict requirement to incorporate a resume objective in your resume, a well-written objective will be able to help you catch the interest of the recruiter. Sometimes Resume objective can appear to be a little statement but it has an extremely major message to convey. An objective must be personally-tailored to the employer. Ultimately, stating it is optional, but it can help convince employers that you know what you want and are familiar with the industry. The use of job specific resume objective is only going to be targeting the job that youve indicated in the statement. The objective section of resume is a succinct statement at the start of the resume. It ought to be simple to read and look like an expe rt document. The employers major concern is what you could do for them. Therefore dont get discouraged if the idea of embarking on a work search makes you wish to have a time-out. In case you were planning to compose a resume objective, you would concentrate on the kind of job you were seeking. Essentially, youre seeking to write down only a couple sentences. First off, we must determine what type of job seeker youre.An objective may be a very good selection for somebody who knows the precise job and industry they need to be in, and often if this job or industry is competitive. Employers like to realize that you have work experience of some type, at least. To begin with, consider the work description to see whether it indicates the form of skills the provider is seeking. When youre asking for work, your very first purpose is to let employers know your abilities and talents align with the demands of their open position. So, career objectives can be anything they want to make sure that you are the correct candidate. The very best career objective is to make sure you know what job you can do. A best career objective isnt just about what you want to accomplish. So you simply graduated high school or college and you are prepared to go into the workforce to develop into a productive member of society. Writing a winning college student career objective is a rather effortless approach to bolster your application for this internship or job youve got in sight. Whenever you would like to emphasize that youre ambitious, that you understand what you want in a career, or you have the skills for the particular job, you could benefit from a resume objective. You might be able to locate a job more quickly. What to Write in Objective in Resume Options A simple resume template is going to be your very best bet. You dont need to invent a totally new layout.

Working At Convoy

Working At Convoy Convoy was just recognized by LinkedIn as one of the top startups in the nation Watch the video above to get a sneak peek behind the scenes at Convoy, and learn about a few of their favorite things.The best part? Convoy is currently hiringClick here to see all of their available opportunities, and dont forget to press Follow to receive custom job matches, event invitations and mora One of the biggest challenges in almost all industries today is achieving gender parity. Gender diversity provides huge benefits in the workplace. pWhile some industries have made significant advancements in gender diversity, some industries lag further behind... and the construction industry is well-known for being in the latter category. If someone says, construction workers, youll likely picture a group of men in yellow hard hats analyzing an architects plans or laying bricks on top of a scaffold. And men at work signs only help to reinforce this image.pThis stereotype is rooted in reality. When was the last time you actually spotted a woman on a construction site? Or hired a female plumber or carpenter? Your answer is most likely never. In fact, the Bureau of Labor Statisticsreports that only 3.4% of the total of 8.3 million construction employees are women.pBut the construction industry has a lot more to offer than steel-toed boots and hard hats, and it needs women to help advance the industry in this era of rapid change. Here are 5 reasons why women joining the workforce or looking to make a pivot should consider a career in construction.h21. Fuel Innovation/h2pNot only is diversity the socially and morally right thing to do, but it is also actually an excellent business strategy. pResearch presented in the Harvard Business Reviewshows that diverse teams develop more innovative ideas. This is further supported by a study conducted by Gallupon the performance of gender-diverse teams versus single-gender teams, which found that the difference in backgrounds and perspectives led to better business performance and problem-solving. h22. Capitalize on Demand/h2pThe construction industry is currently experiencing a labor shortage. The industry itself is booming and projected to be one of the fastest-growing industries, with total spending projected to exceed $1.45 trillion in 2023/a. However, most construction companies are unable to meet the rising demand. pAccording to the Associated General Contractors of America/a, more than 80% of contractors are experiencing difficulties filling hourly craft positions that represent the bulk of the construction workforce.pAnd demand isnt limited to individual contributor roles. Given the industry boom, there are a number of open stable and high-paying roles (any project managers out there?) waiting for the right candidateh23. Leadership Opportunities/h2pAccording to the Bureau of Labor Statistics/a, women compose only 7.7% of the total 1 million managerial posi tions in construction.br/pBut given the highly collaborative nature of construction work, more women in leadership roles would help drive innovation and enhance productivity.Furthermore, as a woman in construction in a leadership position, youd have the unique opportunity to drive change for the industry and make it a more attractive option for other women.h24. High-Income Potential/h2pSalaries for many skilled positions in construction are on the rise, making a construction career a prime choice for women looking for a high-paying job,pThe 2018 Construction Craft Salary Surveyconducted by the National Center for Construction Education and Research revealed that salaries for many skilled craft areas are increasing. Project managers and project supervisors topped the list at $92,523 and $88,355, respectively. The next set of highest-paying jobs include those of combo welders ($71,067), instrumentation technicians ($70,080), pipe welders ($69,222), power line workers ($68,262) and ind ustrial electricians ($67,269). Of the 32 categories of workers in the survey, 19 positions earned an average salary of $60,000 or higher.h25. Sense of accomplishment/h2p The construction industry can give employees a unique sense of achievement. Yes, the job is stressful and the work can be demanding, but nothing beats the feeling of being able to build something from the ground up. pHow many professionals in other industries can point at a school, a hospital, or a skyscraper and say I helped build that?pThe construction industry has a long way to go in combating gender bias and supporting women in the workforce, but given the current demand for workers, theres no better time to pick up a sledgehammer (figurative or literal) and smash the gender stereotypes plaguing the construction industry.

Converging Challenges With Upside for Finance Teams

Converging Challenges With Upside for Finance TeamsConverging Challenges With Upside for Finance TeamsTwo things can be true and still be in conflict with each other. That statement applies to the top two challenges that many accounting and finance organizations face today meeting regulatory compliance demands and staying up to date with technology.Chief financial officers interviewed for a recent Management Resources survey cited regulatory compliance challenges and keeping pace with technology as the greatest pressure points impacting their finance teams. ansicht issues, if not managed appropriately, can also disrupt operational functions and resources beyond the finance department, affecting an organizations ability to adapt quickly to shifting business demands.However, interestingly, these converging challenges for finance teams can also support potential solutions for each other. Technology can help to ease the burden of compliance work by automating controls and certain activit ies. And regulatory compliance challenges can drive much-needed new tech adoption and innovation in an organizations front and back offices.No pressure, no changeCompliance mandates, from Sarbanes-Oxley (SOX) to the General Data Protection regelung (GDPR), are a familiar challenge for companies and have only become more stringent and complex over time. According to Robert Halfs latest Benchmarking Accounting and Finance Functions report, just 2 percent of finance leaders expect their firms compliance burden to decrease in the next few years. More than one-third (38 percent) said they believe it will rise.The resource-intensive nature of maintaining compliance and internal controls was a theme in the latest Benchmarking report. Compliance demands can divert finance teams attention from other activities that add value to the business and help it to grow. But on the positive side, while regulatory compliance challenges can strain a companys operations and resources, they also force org anizations to evaluate their processes and seek new solutions to improve wertmiger zuwachs and productivity.New technology is one of the solutions for alleviating many of the stressors confronting accounting and finance functions. That includes the compliance burden, which regulatory compliance automation (also known as RegTech) can help to ease. Tools that use artificial intelligence (AI) and robotic process automation (RPA) can help companies keep pace with the increasing demands and complexity of compliance requirements. These real-life use case studies illustrate some of the solutions that technology can deliverA financial services organization needed to review its transactions to obtain audit evidence. AI tools helped the company rapidly recalculate an entire years worth of revenue - millions of transactions - which would have been an impossible task using traditional, manual processes.In another instance, a manufacturer needed assistance in adopting the new lease accounting standard. It introduced machine learning technology to augment and streamline its data-abstraction effort.Looking beyond their ability to help solve regulatory compliance challenges, data analytics tools, cloud computing solutions, enterprise resource planning (ERP) systems and other technologies can all help to transform accounting and finance functions by improving business agility and efficiency. As the Benchmarking report explains, digital transformation efforts are completely changing how many functions, and the businesses they support, operate.The people factor in digital transformationTechnologys value in supporting accounting and finance teams is becoming increasingly clear. But digital transformation in any respect is almost always easier said than done. The array of implementation options, the deployment scale, the required investment and the simple fact that technology is advancing so rapidly can all have a paralyzing effect on decision makers.There is also the people fac tor to consider. Digital transformation initiatives require tech-proficient professionals with specialized knowledge and skills. As the Benchmarking report notes, digital transformation is driving the need for professionals who have experience with data analytics, knowledge of cloud-based systems, experience with ERP systems and more. In todays highly competitive job market, that talent is hard to find, hire and retain.Companies, to ensure they have the skilled resources in place to execute their digital initiatives, may want to consider taking the following three-pronged approach1. Developing internal staffBusinesses can upskill their existing personnel by offering relevant technology training and professional development opportunities, increasing exposure to digital projects, and providing continuing education reimbursement.2. Bringing in external consultantsThe new labor model for finance can provide the staffing agility and flexibility many companies require to succeed in the di gital age. Working with professional staffing and managed services firms provides access to the specialized tech skills needed to support digital transformation projects. These resources can also help firms manage the change and disruption that these initiatives bring.3. Cultivating knowledge transferFinance leaders can drive cross-pollination of technology expertise in their organization by fostering greater collaboration with their IT colleagues and interaction between internal staff and external consultants. For example, unternehmensverbund a post-mortem meeting following the implementation of a new business system is a great way to ensure knowledge transfer and share new learnings.Again, while regulatory compliance challenges and keeping pace with technology can create headaches for accounting and finance teams, they also can help to alleviate those pressures. Technology can help ease the compliance burden, and compliance demands can help spur necessary digital change in an orga nization. It is important for finance leaders to recognize, and take advantage of, the positive link between these two key challenges. They can help their teams and the business to succeed in both a rapidly evolving technology environment and an increasingly complex regulatory compliance landscape.

Increase Healthcare Team Collaboration with New Tech Tools

Increase Healthcare Team Collaboration with New Tech ToolsIncrease Healthcare Team Collaboration with New Tech ToolsIncrease Healthcare Team Collaboration with New Tech Tools ConlanThink of healthcare apps and you probably think of step trackers and calorie counters. But for healthcare teams, apps can be powerful tools to help improve patient care and foster team-based healthcare and collaboration.In medicine, youre not working as an island, says Dr. Andrew Brooks, co-founder and chief medical officer of TigerText, based in Santa Monica, California. Employees have to rely on teamwork in healthcare, interacting with a lot of people throughout the organization as they deliver care.The good news relatively simple technology is helping to improve healthcare delivery and employee engagement.Here are three ways that technology is helping to transform healthcare team collaboration.Foster Communication among ProvidersApps like Whisper, WhatsApp and Snapchat facilitate communication among you ng people. These tools lack the security and privacy guarantees mandated for healthcare technology.But apps that are compliant with regulations such as HIPAA can improve team-based healthcare they also make it easier for providers to securely compare notes on patient cases, images, test results and share other important data from any location using a chatroom-like setting or direct messaging.For example, best practices dictate that doctors contact specialists directly by calling and explaining why they are referring a patient to them, says Kenneth Garay, chief medical officer at Jersey City Medical Center RWJ-Barnabas Health in Jersey City, New Jersey. Yet too often, by the time the referral is called in, the specialist may be on rounds or out of the hospital, unable to take a call. It delays care and lengthens the stay of the patient, Garay says.To help bridge this gap, his organization uses Practice Unite from Uniphy Health, based in Newark, New Jersey. The app authenticates users to communicate and share information in real time. Now I dont have to wait for the specialist to call back. I know it welches sent out and when it was received. If theres no response, I can resend it. Its amazing, he says.The app has helped shorten courses of care and improve care quality. According to one case study, the app improved metrics such as inpatient care delays and length of post-surgical stays, resulting in annual savings of $2 million. Its the best thing since sliced bread, Garay says.Empower Employees to Do BetterAs a service provider, the healthcare industry would score fairly low when it comes to user satisfaction, Brooks says. Now, with increased importance placed on patient satisfaction scores, healthcare organizations are looking to improve the patient experience via employee engagement and empowerment.With collaboration apps, healthcare employers can empower employees to communicate as effectively as workers in other service industries, such as hospitality and r estaurants - and ultimately provide better patient care. These apps can help providers act on patient feedback in real time, creating a better patient experience.With the tablet-based Humm system, for example, users can sign up to receive notifications whenever a patient isnt satisfied. Individual subscriptions may depend on assigned outcomes, says Humm CEO Bernard Briggs. For example, housekeeping will sign up for cleanliness alerts, while a nurse manager might want to sign up for all alerts to see the big picture.This type of real-time feedback can benefit historically siloed departments that were once at odds with each other, says Dr. Michael Bennick, medical director of the patient experience at Yale New Haven Hospital and chairman of Yale New Haven Healths patient experience council. Now, theyre in a healthy competition as they try to see who can do the real-time recovery first when theres opportunity for improvement, Bennick says.Better Staff EngagementBy gauging real-time se ntiment among patients, apps provide an opportunity to give employees a virtual pat on the back - a boon for healthcare providers who dont always intercept positive feedback.For employers who are looking to increase engagement, this level of transparency can be a big boost to the healthcare team.With Humm, discharge surveys (the management equivalent of the exit interview) capture information about how patients rate their experience Briggs says his organization has found that about 70 percent of comments are positive.Before technology was introduced, this information wasnt always tracked or readily available to healthcare employers. Now apps make it easier to quantify and share survey information.At Yale New Haven, Bennick says a dashboard displays encouraging comments to providers. It creates an atmosphere of celebrating the positives, which is useful when people are talking about burnout and a lack of engagement, he says.Being able to respond quickly to feedback and successes has led to quarter-over-quarter improvements in Hospital Consumer Assessment of Healthcare Providers and Systems measurements, he says.

Making $60K in a first job A third of college graduates expect it

Making $60K in a first job A third of college graduates expect it Making $60K in a first job A third of college graduates expect it College kids just want to get paid.When it comes to the most important factor when figuring out employment in recently released poll data, “good pay” exceeded any other factor by a landslide, with 72% saying that was most important to them.College students are also aiming very high in terms of that salary - with some of them expecting salaries over $60,000 in their very first gig- a level that’s inordinately high for almost every industry.In one question asking how much money college students think they’ll be taking home at their first post-graduation job, 36% said between $40,000-$60,000 yearly,   26% said less than $40,000 yearly, 21% said $60,000-$80,000 yearly, 17% said more than $80,000 per year.But the report highlighted the significance of the amount of respondents who think they’ll be making really big bucks right after school, saying that “the 17 percent of respondents who are expecting to make over $80,000 out of college should begin tempering their expectatio ns so they are not as disappointed. Very few college graduates will make that salary in their first job out of college.”Second to salary: corporate culture The college grads who chose pay placed every other work factor in a distant second.  versus 14% who reported wanting “strong ethical culture,” 8% favoring a “good training program” the most,” and 5% reporting the “other” option, according to data in LendEDU’s Class of 2017 Career Report, which detailed polling results for six questions with college students as respondents, supplied by Whatsgoodly. Money was an ongoing theme, but fear also entered the picture in the report. Students  also revealed what they fear most about post-graduation life, with a whopping 48% dreading “having to pay taxes and set a budget” the most, compared to 26% worrying most about getting a job, 14% saying not being in constant company of friends , and 11% looking forward to “having to get up early five days a week” the least. Men and women want different things after college Data on company culture and other offerings were further broken down by gender. Fifty-two percent of college students said they prefer to have a position with less security in terms of employment, but a greater amount of benefits. On the other end of the spectrum, 48% said they want a greater amount of job security, and fewer perks. More men than women liked having more benefits - 58% of men, compared to 46% of women. In fact, 54% of women liked job security more than perks, while 42% of men did. College students also don’t want to spend a lot of time on office politics. Sixty-two percent of college students would rather be employed in a “collaborative” workspace, compared to 38% who preferred a “competitive” one. Women took the cake in terms of “collaborative” ones, with 66% preferring it, versus 57% of men who did. Conversely, only 34% of women and 43% of men were in favor of “competitive” ones. College kids also have preferences when it comes to the size and type of employer they want to work for. Bigger, “more established” businesses were highly favored at 69% versus 31% who would want to be employed at a “very small startup.” Seventy-two percent of women and 65% men were in favor or the former, while 35% of men and 28% of women were in favor of the latter. The pursuit of money after college It’s easy to see why the idea of graduation can strike fear in the hearts of many college kids. Everyone’s journey to employment and building wealth is different- some will find it harder to enter the job market after college than others in the months that follow, which can deliver a rush of anxiety to those who take a little longer to get started on their next professional chapter. Joe O’Boyle offers budgeting advice in for recent grads on TIME’s Money website. “A good starting place for your monthly budget can be easily remembered as ’50-30-20.’ When you receive your first paycheck, sit down and figure out what your monthly take home pay will be. Out of that, put 50% toward needs such as rent, utilities, and groceries. Thirty percent goes toward “wants” such as shopping, entertainment, restaurants, and fun. The final 20% goes to your savings and debt repayment. If your student loans are substantial, you may have to flip the percentages so that 30% goes towards debt repayment and 20% toward wants. By following this plan, you can quickly put a dent in those loans,” Boyle writes. So it’s not just the young: feverish pursuit of money is frequently on the brain for new grads and older grads alike.

Affordable Skill Development Options for Creative Professionals

Affordable Skill Development Options for Creative Professionals Affordable Skill Development Options for Creative Professionals Skill development is a must for creative professionals who want to stay relevant, secure plum assignments, and earn a higher salary or promotion. Worried your skills will become obsolete? It can be challenging to get the right training â€" or any training â€" on the job. Thirty-two percent of more than 400 advertising and marketing hiring decision makers surveyed by The Creative Group said their company provides some training, but not necessarily on the most relevant topics. Nine percent said their firms provide little or no training or skills development options. In the same survey, advertising and marketing hiring decision makers said the most challenging aspects of keeping their creative and marketing employees’ skills up to date is finding time for employees to participate in training and identifying appropriate skills development options. What do these stats mean for creative professionals? For one, the onus is on you to get the skills development you need. Here are five affordable skill development options: 1. On-the-job training Institutional knowledge is a big asset for any company, and cross-training is one way to take advantage of it. If you know colleagues who have mastered skills you’d like to learn, find out if they would be willing to give you a few pointers. Or, approach your manager about setting up something more formal, like a brown-bag series where employees can learn from experts from within or outside the company during the lunch hour. In addition to expanding your knowledge base, you’ll build camaraderie with your peers, which can boost morale, aid conflict-resolution and make solving problems easier. 2. Mentoring Many creative professionals know the value of having a mentor, but it can be difficult to figure out how to find and approach one. A mentor can be someone in your department, from another department or outside your company. Think about the type of skills you want to acquire to help pinpoint prospective candidates. We can help you get your next job: SUBMIT YOUR RESUME 3. Traditional classes Getting a degree can be time consuming and expensive, but you shouldn’t shy away from academia. Find out if a nearby university offers a certificate program or allows students to take classes without pursuing a degree. If you want to learn a specific skill, like coding or UI design, consider enrolling in a workshop. Even attending a one-day training event can set you on the right course. Finally, don’t forget to inquire about your company’s tuition reimbursement policy. 4. E-learning If you’re too busy to attend in-person classes or none are available in your city, e-learning can be a good alternative. This approach to skill development allows you to listen to lectures, chat with classmates, submit coursework and meet with instructors without leaving your home or office. Some companies, like CreativeLive, Envato Tuts+ and The Creative Group, even offer free courses. MOOCs, or massive open online courses, are another option for those who want to learn at their own pace. Sites like MOOClist.com offer MOOCs on everything from Photoshop to web development to design thinking. 5. Webinars and YouTube   If you’re truly strapped for time, consider registering for a webinar once or twice each quarter. Many are less than an hour and can be viewed live or on demand. You can even search YouTube at your leisure. Companies (like LinkedIn Learning), organizations (like AIGA and TED Talks), and industry enthusiasts post informational and inspirational videos regularly.  

12 Ways to Make Sure Your Resume Gets Seen

12 Ways to Make Sure Your Resume Gets Seen 12 Ways to Make Sure Your Resume Gets Seen Moreover, the deck is stacked against your resume. The average company receives 75 resumes for each of its open positions,  according to CareerBuilder, and the average recruiter  spends no more than six seconds  looking at a resume before they decide to pass on it or move forward with the candidate.  This is to say nothing of the dreaded applicant tracking system, which uses its semi-accurate-at-best filter system to  disqualify 75 percent of the candidates  for  any given position. As a job seeker, then, you have a lot of competition, very little time to make a good impression, and at least one fickle  gatekeeper standing in your resumes way. The good news, however, is that all hope is not lost. There are a few things 12, in fact that you can do to boost your resumes chances of being seen by an employer. These tips come from Art Koff, the founder of  RetiredBrains.com. 1. Did You List Your Cellphone Number for Contact? Recruiters and employers arent going to bother with candidates whom they cannot contact. If your phone number is missing, expect your resume to head straight into the waste basket. Koff suggests a cellphone number in particular because its often easier to reach someone via cellphone than it is to reach them via landline. Dont make an employer work just to track you down! Also, Koff notes that job seekers should make sure there is a professional voicemail message on their cellphones. A jokey answer message could send employers running in the opposite direction. 2.  Did You Make Sure Your Email Address Is Appropriate for Business? Hokey and fun email addresses can cut you out of the interviewing process, says Koff. Employers wont look kindly on unprofessional email addresses. What does an email address like Partymonster27 say about you as a person? Nothing very good, thats for sure. 3. Are You Using Cliches in Your Job Summaries? Most  ATSs use keyword systems to filter candidates from the running. If your resume uses generic keywords like results-oriented, self-motivated, or dynamic, theres a good chance that a companys ATS will disqualify you,  according to Koff. Better to use [specific] words from the job description or posting [to which you are applying], Koff says. 4. Were You Self-Employed? If So, Were You Specific About What You Did? When it comes to self-employment, employers really want to see concrete, detailed descriptions of the projects youve done. Koff suggests going a step further and also including the names of some of your highest-profile clients with their permission, of course. 5. How Much Information Did You Include About Jobs You Had Very Early In Your Career? Anything other than the names of companies and the dates you worked there is overkill, says Koff and you may not even need that information at all. Unless a very early job is particularly relevant to the job you are applying for, Koff suggests you keep it simple or cut it altogether. 6. Did You Include Your Familiarity With Specialized Equipment? Do you know a lot about certain operating systems, technologies, tools, softwares, etc.? Then be sure to mention that clearly! 7. Did You Include Any Volunteer Work or Charitable Activities? Employers like to see volunteer work on your resume. As Kara Montermoso of Idealist.org  tells Monster, Volunteer work, whether in addition to a current job or an activity in between jobs, shows an employer that you are willing to try new experiences [and are involved in your community, and [it] generally demonstrates a willingness to take initiative and make things happen. 8. Did You List the Specific Core Competencies of Your Job Function and Industry? As mentioned above, ATSs dont like generic keywords. No, these softwares and the employers that use them want to see specific, highly relevant language that directly relates to the job and industry. At the same time, Koff notes, job seekers need to be very careful about how they phrase these core competencies. Dont include words like responsible for or duties included, Koff says. Instead, use language like managed or oversaw.  Recruiters and hiring managers react better to this terminology. 9. Did You Minimize Descriptions of Tasks and Maximize Descriptions of Accomplishments? This is what employers and recruiters are really interested: not the daily duties  of your job, but the overarching and lasting positive impacts you had in your role. 10. Did You Quantify Your Accomplishments? Dont just describe your accomplishments in vague terms. Use dollars and percentages to quantify your achievements. Use numbers whenever possible, Koff says. If you can support this information with charts and graphs, do so. 11. Did You Create a Text-Only Version of Your Resume? Your resume is going to end up in a lot of weird programs, and fancy formatting will often get destroyed in the process. This can lead to unreadable resumes, which employers wont hesitate to toss. Therefore, Koff suggests that you always keep a text-only version of your resume on hand. This will preserve the formatting when uploading into a company text box, Koff explains. Word documents dont format  properly when placed in a text box. 12. Did You Include a Cover Letter? Your  cover letter may never get read, but including one shows an employer that you put time and effort into your application. Plus, in case the cover letter  does  get read, you can use it to your advantage. Your cover letter can serve to better relate your experience to the job to which you are applying, Koff explains. Your resume has to clear a lot of hurdles before it gets read, but if you follow these 12 tips each time you send out a resume, youll give yourself a much better shot at getting seen.Master the art of closing deals and making placements. Take our Recruiter Certification Program today. We're SHRM certified. Learn at your own pace during this 12-week program. Access over 20 courses. Great for those who want to break into recruiting, or recruiters who want to further their career.

The Foundation of Winning Leadership

The Foundation of Winning Leadership The Foundation of Winning Leadership Are you a winning leader? Use these tips to become one.Few of us are born leaders. Many shy away from the job. And even more lack the dedication and passion it takes to mold and mentor a team of multifaceted talents.There are several reasons why certain professionals avoid management positions, or why management positions seem to avoid them altogether. While management isn’t for everyone, the leadership skills embraced by affluent, senior-level executives can translate to the success of any employee.Interested in improving your leadership skills? Check out these five behaviors and habits of successful leaders that will better the leadership quality of any professional.Know your objective and execute accordingly Adept leaders envision what they want their team to achieve in both the long and short term and execute with velocity. If you want to be a successful leader, it’s vital you lead by example. Show those under you proper problem-solving techniques and teach them skills that will help them improve in the long run.It’s your responsibility to drive everyone towards the common goal of generating/improving business. However, it’s also important for successful leaders to keep up team morale. Regardless of how lofty the goal may be project-to-project, instill confidence in your team by celebrating both small and big victories.Establish an environment of effective communication Successful leaders know that low levels of trust between employees and management lead to costly mistakes, slower execution and reduced innovation. That’s why effective communication is imperative. Winning leaders make sure their team knows the overarching plan and trusts them to do their job. They respect the opinions of all employees and understand that micromanagement reduces trust between all parties.However, effective communication doesn’t solely apply to professional matters. It is important for successful leaders to also communicate with their employees on a personal level. Take the time to explore the interests of your team and what their hobbies are outside of work. You might discover these employees possess skills unrelated to their job description your company would be wise to utilize.Practice precise time investmentEffective leaders invest their time where there is the most return on investment. It’s important to have a clear and compelling understanding as to which business segments will provide the greatest ROI and which, if any, drag the team down. They judge each employee based on performance and cut ties when they are involved in a losing hand.Embrace risk, loss and failureLeaders are not afraid to fail. In fact, they encourage calculated risk taking. Successful leaders view failure as one step closer to success, as opposed to allowing setbacks to mentally discourage them.Never be afraid to try new ideas that have the potential to fail. Risks often drive rewards and taking calculated risks at a senior level will encourage those you lead to take more risks in their careers. You never know what innovation this may result in!Stay disciplined Winning leaders do everything within their ability not to get sidetracked, lose interest and settle into bad habits. What propels some to the next level is strict discipline and unrelenting drive to not only improve oneself, but others as well. They make a habit of excellence and ensure everyone else remains on course.While leaders come in all different shapes, sizes and experience levels, they all channel their energy to improve themselves and others while consistently striving to meet the highest standards. Implement these skills into your business strategy and become a better leader today!

The Toughest Interview Question and How to Answer It

The Toughest Interview Question and How to Answer It The Toughest Interview Question and How to Answer It “Tell me about yourself.” This one simple little question makes even the most confident candidates sweat in a job interview. A million thoughts rush through your mind: What exactly should I share? Should I try to build rapport? should I show I’m perfect for the job? Never fear, job seeker. There is a very simple formula that will help you easily answer this question. Here’s how to answer “Tell me about yourself”: The first thing to remember is this isn’t an invitation to recite your entire life story or to go through each bullet point listed on your resume. This is your first and best opportunity to pitch the recruiter on why you are perfect for the position. First, you should start with the present because that’s where you are now. Then you can segue into your past (but not too far) and tell them a little about the experiences you have had and the skills gained in your previous position. Wrap it up by talking about the future, and why you’re really excited about this particular opportunity. Let’s look at an example: You could respond to the question like this: “At my current position as an account executive with Smith Company, I solely managed three of our top performing clients. Before that, I handled two different major national accounts at an ad agency. While I really enjoyed the work at both places, I’d love to explore the opportunities in management with one specific company. And that’s why I am so excited about this opportunity with Jones Corporation.” Throughout your reply, remember to focus on experiences and skills that will be the most relevant for a hiring manager when they think about filling this particular position within the company. Don’t be afraid to relax a little, tell a few stories and maybe a joke (just keep it clean). They already have your resume but now they want to know a little more about you! How do you relax? Don’t speak too fast Stop yourself from shaking (squeeze your buttocks or thigh muscles â€" sounds weird but it works) Stop your voice from shaking (do some vocal exercises before you go into the interview) Stand up while you wait but don’t pace Find your best sitting position Show your hands (place your hands on the table during the interview) Make the other person feel special by being genuinely interested in what they have to say Listen to hear, not to respond Use your own voice, not some formal public speaking voice Be yourself Remember, you’re already on the shortlist! You made it to an interview, so they already think highly of you. Just slow down, listen and be yourself. If you do that, you’ll come across as confident, authentic and relaxed.

Survey Millennials more stressed than older colleagues

Survey Millennials more stressed than older colleagues Survey Millennials more stressed than older colleagues Stress does not get evenly distributed at work, a new survey of 4,500 people from the Mental Health Foundation has found.  Turns out, age makes a significant difference in whether you find the workplace an oasis or a stressful nightmare.Survey: Millennials more stressed than baby boomersTwenty-seven percent of millennials said that stress often bothered them at work, compared to the 12% of baby boomers that said the same. Millennials were the group most likely to have stress interfere with their work. About a third of millennials (34%) said that they felt stress made them less productive, while only 19% of their older colleagues felt the same.Why do millennials feel so stressed out? Increasingly insecure job prospects and overwhelming workloads, MHF believes.“Millennials are more likely to have insecure contracts, low rates of pay and high entry-level workloads. The pressures they face in today’s employment market are very different to past generations,” MHF’s Richard Grange said.Looking for an inspiring way to start your day? Sign up for  Morning Motivation!It’s our friendly Facebook robot that will send you a quick note every weekday morning to help you start strong. Sign up here by clicking Get Started!Millennials did share one anxiety with their older colleagues - the fear that they could talk to no one at work about it. Across the generations surveyed, only 14% of employees said they were comfortable talking to their manager about their stress.If we want to break the silence around mental health struggles, it would begin with managers communicating that it is okay to talk about it.“If everybody from upper management to bottom management engages in a practice where they’re openly talking about their mental health problems, then it sends a message to the entire community [that] it’s OK to talk about these issues,” Theresa Nguyen, vice president of policy and programs at Mental Health America, advises. “The goal is to allow people to feel like they can talk about this earlier instead of waiting ’til it’s a problem.”

Why wont everyone listen to Elon Musk about the robot apocalypse

Why won't everyone listen to Elon Musk about the robot apocalypse Why won't everyone listen to Elon Musk about the robot apocalypse When Elon Musk is not the billionaire CEO running three companies, he has a side hustle as our greatest living prophet of the upcoming war between humans and machines.In his latest public testimony about the dark future that awaits us all, Musk urged the United Nations to ban artificially intelligent killer robots. And he and other fellow prophets emphasized that we have no time. No time.In an open letter  to the U.N., Musk, along with 115 other experts in robotics, co-signed a grim future where artificial superintelligence would lead to “lethal autonomous weapons” that would bring the “third revolution in warfare.”And to add some urgency to the matter, the letter said that this future wasn’t a distant science fiction, it was a near and present danger.“Once developed, they will permit armed conflict to be fought at a scale greater than ever, and at timescales faster than humans can comprehend,” the letter states. “We do not have long to act. Once this Pandora’s box is opened, it will be hard to close.”Although lethal autonomous weapons are not mainstream yet, they do already exist. Samsung’s SGR-A1 sentry robot is reportedly used by the South Korean army to monitor the Korean Demilitarized Zone with guns capable of autonomous firing.  Taranis, an “unmanned combat air vehicle,” is being developed by the U.K. So autonomous weapons are already here. It remains to be seen, however, if this brings a new World War.Elon Musk keeps telling you thisThis is not the first time Musk has sounded the alarm on machines taking over. Here’s a look at all the ways Musk has tried to convince humanity of its impending doom.And he hasn’t been mild in his warnings. If you’re going to get people to pay attention to your robot visions, you need to raise the stakes.That’s what Musk did when he told  Massachusetts Institute of Technology students in 2014 that artificial intelligence was “our biggest existential threat.” And in case he didn’t get t he students’ attention there, Musk compared artificial intelligence research to a metaphor of Good and Evil.“With artificial intelligence we are summoning the demon, in all those stories where there’s the guy with the pentagram and the holy water, it’s like yeah he’s sure he can control the demon. Didn’t work out,” Musk said.So what can humans use as prayer beads against these robotic demons? Musk thinks that we’ll need to use artificial intelligence to beat artificial intelligence. In a Vanity Fair profile of his artificial intelligence ambitions, Musk said that “the human A.I. collective” could beat rogue algorithms that could arise with artificial superintelligence.We’re going to become robots’ house catsIf you’re not sold with A.I. being an existential threat to humanity, are you more alarmed when you consider a world where our robot overlords treat us like pets? This is an argument Musk tried in 2017.When Musk founded his brain-implant company, Neurali nk, in 2017, he needed to explain why developing a connection between brains and machines was necessary. As part of this press tour, he talked with Wait But Why about the background behind his latest company and the existential risk we’re facing with artificial intelligence.“We’re going to have the choice of either being left behind and being effectively useless or like a pet - you know, like a house cat or something - or eventually figuring out some way to be symbiotic and merge with AI,” Musk told the blog. “A house cat’s a good outcome, by the way.”Musk meant that being housecats for the demonic robot overlords is the best possible outcome, of course. But it’s also worth considering that housecats are not only well-treated and largely adored, but also, by acclamation, came to dominate the internet. Humanity could do worse.If we can’t beat them, we’ll have to join themOur impending irrelevance means we’ll have to become cyborgs to stay useful to this world, according to Musk. While computers can communicate at a “a trillion bits per second,” Musk has said, we flawed humans are built with much slower bandwidths - our puny brains and sluggish fingers- that process information more slowly. We will need to evolve past this to stay useful.To do this, humans and robots will need to form a “merger” so that we can “achieve a symbiosis between human and machine intelligence, and maybe solves the control problem and the usefulness problem,” Musk told an audience at the World Government Summit in Dubai in 2017, according to CNBC.In other words, one day in the future, humans will have to join forces with artificial intelligence to keep up with the times or become the collared felines Musk fears we’ll become without intervention.Musk’s warnings are only being slowly heardWhat will it take for our robot prophet to be heard, so that his proclamations don’t keep falling on deaf ears?Although Musk may seem like a minority opinion no w, his ideas around the threat of artificial intelligence are becoming more mainstream. For instance, his idea has been widely adopted that we are living right now in a computer simulation staged by future scientists.Although Facebook CEO Mark Zuckerberg disagrees with Musk’s dark future, more tech leaders are siding with Musk when it comes to killer robots. Alphabet’s artificial intelligence expert, Mustafa Suleyman, was one of the U.N. open letter’s signatories. In the past, Bill Gates has said that the intelligence in A.I. “is strong enough to be a concern.”https://twitter.com/MoniFierce/status/900387643636289538So we can laugh now at these outlandish science fiction worlds where we’re robots’ domestic pets. But Musk has been sounding the alarm for years and he has held firm to his beliefs. What may be one man’s outlier theory now may become a reality in the future. If nothing else, he’s making sure you listen.

Hired! New Opportunities in Charitable Corner of Finance

Hired! New Opportunities in Charitable Corner of Finance Hired! New Opportunities in Charitable Corner of Finance Hedge fund manager finds new opportunity in microfinanceBear Stearns first groaned under the weight of bad investments in June 2007 - the first signs the investment bank would ultimately collapse. But inside the 83-year-old institution, one of the largest and seemingly strongest financial houses in the world, Ron Dadina, managing director of the International Debt Capital Markets Group, was confident the company would hold.“I was not in the Mortgage CDO group. I was very much in the emerging-markets group, and we were doing well,” the FinanceLadder member recalled. “We had a good plan of deals, so I thought we would weather the storm and things would be OK a few months down the line. But unfortunately, it was not the case.”Bear Sterns collapsed in March 2008 after months of bruising deficits tied to losses in the Mortgage CDO ( collateralized debt obligations ) group, and the company was acquired by JP Morgan Chase for less than 10 percent of its peak value. JP Morgan Chase would eventually initiate deep layoffs, including Dadina, who was let go in June when prospects looked most bleak for the unemployed in the finance industry.Despite a competitive job market, Dadina found work and a more personally rewarding livelihood as the managing director and senior credit officer at Minlam Asset Management LLC. This New York investment firm puts a unique twist on microfinance, one corner of the financial sector that is still performing well. Microfinance funds are for-profit organizations that make small, low-interest loans for no collateral to needy groups or individuals, usually in emerging markets. Minlan manages a hedge fund that invests client’s funds in microfinance engagements. It provides financial solutions for emerging markets, where Dadina is able to capitalize on his previous experience as someone able to structure and manage comprehensive deals.It’s a job he never considered, and his was a pedigree Minlam never pursued, but a recruiter paired t hem. His experience turned out to be what Minlam needed, and microfinance afforded Dadina a safe room amid collapsing financial houses. “There are many wealthy individuals who want to invest money,” Dadina said. “They are not donating money: they want to invest money and make a good return, but at the same time it has a social aspect to it.” This, according to Dadina, places Minlam in a “sweet spot.”Crowded marketWhen Dadina, of Dobbs Ferry, N.Y., entered the job market in June, he encountered a crowded pool of job seekers and few jobs. He applied for one job at the World Bank, where he was told more than 1,000 candidates had applied and only 12, including Dadina, were interviewed. “For any job these days, there are not just a few dozen but hundreds of people applying,” he said. “There are times when things are tough and you feel like you are never going to get a job. But if you keep at it, it will come to pass.”Finding the right job is seldom a straight line, he said.“The main thing is to explore every opportunity,” he said. “Don’t leave any stone unturned in terms of finding a job. Thing s come to a head. For it to build up, it takes time. But once you have the momentum going, once you try to corner things from different angles, there comes a point in time when things work out.”Dadina discussed job-search avenues with friends who suggested career Web sites specializing only in financial careers. As a MBA graduate of The University of Chicago’s Booth School of Business, he enrolled on the university’s Web site and several sites for Chartered Financial Analyst and the Emerging Markets Association. He joined FinanceLadder and almost missed the job at Minlam.“I did not see the ad for this job. I had missed it,” he said. Instead, the firm found Dadina on FinanceLadder and began a months-long, exhaustive application process.Minlam had received 237 applications for the position and was already considering another candidate with experience in microfinance, something he lacked.“Before me, they had interviewed quite a few candidates â€" they told me that they had had an exhaustive process. So I was probably among the last few that they were seeing.” Several meetings with other partners, the CEO and the London office followed as well as a detailed background check and a psychological test. “So it was a very intensive process. There were calls or meetings every other day for about two weeks. But all along they moved quickly.”What impressed Minlam despite Dadina’s lack of microfinance experience was the breadth of his experience in emerging markets. For 15 years Dadina has led emerging-market debt transactions from start to finish, a process that includes analyzing the client company, meeting management, doing the necessary due diligence, preparing underwriting reports, structuring the deal, making sure all the covenants are in place and preparing the required legal documentation.“[Minlam] was looking for someone with experience to run with a deal from start to finish: someone who has the loan documentation and the credit experience, someone who has the emerging background and understanding, someone who has done due diligence in a variety of countries,” he said. “So in terms of my background and experience, it fit very well.” “They are a young firm of only about a year old,” he said. “They have significant growth plans, so they are looking to me to implement all the systems and procedures and to take care of all the credit and investment activities.”Minlam has a unique product and business model Dadina said he considers very attractive to many institutions abroad. The company offers local currency financing to these institutions, so they are able to receive financing in the same currency as the original assets.“There are many government and non-government agencies that provide hard-currency financing,” he said. “So basically, if a small local institution in another country receives dollars or euros, they are providing the money to the local borrowers in local currency. So that is a big risk issue, and Minlam takes that risk.”Minlam has a good handful of investors and expects more capital, he said.“They expect to raise more funding this quarter. And they also have support from some govern ment agencies who have agreed to provide them with funding,” he said. “I think that they are well connected with the right channels.”

The Importance of Being Authentic

The Importance of Being Authentic The Importance of Being Authentic There is a lot of talk these days about how job seekers can market themselves and build a personal brand and, a phrase I often use, communicate their value proposition. All of this can sound intimidating when youre faced with finding a job in a tough job market. Believe me I know Ive been there. Ive been thinking about this a lot after seeing a really great concert last week. The artist in question is a young Scottish singer-songwriter who is currently touring the US. His name is Paolo Nutini and his music is hard to describe because his latest album is an eclectic mix of reggae, bluegrass, acoustic folky stuff, a little bit of rock And as a performer, hes even harder to sum up. Hes not fashionably dressed. Hes a terrible dancer. He spends most of the show hunched over in an odd posture, and he rarely makes eye contact with the audience in fact he spent most of his New York concert with his eyes closed. So weird is his performance style that one woman mistakenly thought he had been drinking. I overheard her telling her friend I would have enjoyed it a lot better if he hadnt been so drunk. And yet the show was magnetic! It was the most fun Ive had at a concert in a long, long time. Why? I think its because the music and the performance was just absolutely 100% authentic. Paolo was completely in tune with his songs and he and his band exuded joy. That joy was magnified by an audience that felt the authenticity and returned it. More and more I am working on capturing this spirit when working with my clients. When I first started resume writing, I did it like everyone else. I wrote resumes the way I saw everyone else do it. My resumes were good, but could have come from 10 other resume writing services. But now thats not the case. Because instead of trying to squeeze my clients histories into a template, I am focusing on their individuality. On what makes them authentically different from everyone else. And, having identified their unique personal value, Im structuring the resume to fully communicate it. It makes my job much more fun than it used to be, and results in resumes that cant help but stand out from the rest. If youre currently looking for work, take a long look at your resume and cover letters and see if they capture whats uniquely you. And to get Monday morning started off the right way, heres a shot of Paolo Nutini.

Dirty Facts About Legal Resume Template Exposed

Dirty Facts About Legal Resume Template Exposed The whole selection of resume templates is made up of an assortment of creative resume designs. Sometimes all you will need is a traditional style template that's clean, clear and right to the point. There are in reality many different layout options which all comply with the exact same clean, easy-to-customize style. There are plenty of layouts options that are pre-built so that it is possible to add all info desired. Whether you're writing your very first curriculum vitae or revising a recent CV, a template can be quite useful. A gorgeous, minimal and user-friendly template that you could edit in accordance with your abilities and experience. Resume templates are perfect for individuals who don't possess the skill of producing impressive resumes. The majority of the templates are supplied by named, resume writing specialists and thus the quality is extremely good. You might or might not include your work experience here. When you're a fresh graduate and are looking for a superb job opportunity, you probably require an ideal CV describing all your present skills, qualifications and the other things that makes you suitable for practically any job. It's essential to be specific with your abilities and accomplishments. The initial one is about outlining your abilities and your availability in a certain job position. You're able to easily edit and customize as you want. Resume is composed of unique sections. It's fast and simple to use. The resume have an incredibly organized, really simple to customize. The Do's and Don'ts of Legal Resume Template Free resume template is an ideal minimalistic and clean. It's light and simple to download on 1 quick step. Once you have selected your perfect resume template from our selection, follow our absolutely free expert guidance about ways to craft the ideal modern resume. There are lots of free r esume templates readily available online but sometimes it can be very hard to decide on the best one that is most suited to you. It's quite simple to setup with tons of customization choices. The template can be found in PSD format. The other templates are readily available to Pro subscribers. Employing a resume template is getting an acceptable and smart practice for several reasons. There are an enormous number of resumes templates readily available on the web but the most challenging issue is to figure out the very best design for your resume from the selection of resume templates present online. Make certain that you have replaced all the information from the template with your own, personalized details. What many are not conscious of, there are in reality 3 significant forms of CV templates based on the 3 major categories of resume. As soon as you have modified the standard resume template that you found on the net, make it simple on your upcoming self and save several versions of your resume. Hence, there's no worry regarding availability. There's no doubt that a resume which is both cohesive and professional will have a much better likelihood of standing from the crowd even supposing it's made utilizing a template. Just completed your degree or searching for a new job the best thing which strikes your mind is to search for some free resume templates which would enable you to design your own resume. When you're scrambling to apply to get a job, the very last thing you ought to be worrying about is designing a photo resume from the bottom up. Employers are not going to know and resume is the sole thing by which they can choose whether you're fit for the work position or not. There are a few things to take into account when writing a legal resume. Ensure you didn't miss whatever could cost you the job that you dream about! Men and women utilize a variety of resume templates using different sort of design approaches, but ultimately it's always likely to come to the simple fact that your resume should convey a very clear message above your skills, your experience, and also why you'd be the ideal candidate for the position. Legal Resume Template - What Is It? It is fantastic for a wide array of professional roles, such as Solicitor, Lawyer or Legal Executive, although it might easily be adapted to the majority of positions. The legal profession is famous for being highly competitive, therefore we have assembled a CV Sample for Law Students that are determined to stay on top of the curve. Pick an Appropriate Curriculum Vitae Format Make sure you select a curriculum vitae format that's ideal for the position you're applying for. Separating your experience into various categories like legal, commercial and voluntary makes your CV much easier to read. As stated earlier, it's a significant job to draft an appropriate fitting CV. Project Manager Blank Resume Templates do not will need to seem stylish but they need to appear professional. Trust the legal Resume Templates to supply you with the very best support in the job. If you don't locate the specific resolution you are seeking, then go for a native or greater resolution. You would need to include different information for criminal law or company law. For the very same legal reasons, do not incorporate a photo (unless it is appropriate for a specific job). After all, the law can be challenging to break into, thus the demand for a resume that could advertise you properly.

New Ideas Into Writng Resumes Never Before Revealed

New Ideas Into Writng Resumes Never Before Revealed The Appeal of Writng Resumes Utilizing a custom resume instead of a generic one is going to greatly increase your probability of an interview, as you'll be a better match in the view of the reader. Taking the opportunity to work on your resume is critical. Everyone can say he or she excelled at their final job. Locating a new job isn't just about the current moment. Your CV is not going to get you the job but if done well, should provide you at the very least a foot in the door. The work description should provide you a sensible idea. It is preferable to earn a superior investigation of the business you applied to, a very good CV ought to be well structured for a certain job and business. If you are able to explain the way that it will benefit his company, and to connect it to tangible outcomes, then you'll greatly enhance your chances. Clearly state what type of a job that you need and know what skill-set and experience is necessary to succeed in that job. Even in case you've never held an official job, it's still true that you have life experience that's applicable to the work search. Whether you are searching for your very first job or attempting to earn a career change, the method starts with your resume. In terms of technical jargon, do not presume that the employer will understand what you are speaking about. Your resume writer will request that you send them links to any roles you desire to submit an application for. If you're trying hard to think of any, you can attempt utilizing the job descriptions of ads in your industry, along with looking at LinkedIn profiles of folks working in similar roles. Other than that, putting all your information in 1 pla ce provides you with a handy reference to be sure that each resume you write has all of the info you wish to disclose to prospective employers. As a way to make sure an excellent and more professional CV for better chances, it's critical to seek advice from the assistance or services of the ideal CV writing agent if at all possible. If you're sending a resume to a company, it ought to be a given that you're obtainable for an interview and you will provide references if requested. By doing this you're able cover letter for computer programmer make a great first impression to the prospective employer. Your resume will supply the particulars of your professional experience. A common cover letter should include your name, email and telephone number at the peak of the webpage. Your resume design needs to be clean, easy-to-read and ought to draw attention to key details. Check the site of the company for more info about and then you would know what things to include in the CV. T ry to learn if there's any particular information they require in the CV. Too many resumes center on job responsibilities, but describing achievements is considerably more powerful. Resume writing has students imagine an extremely specific audience usually a possible employer and reinforces the significance of writing for a true audience. A CV for a new Ph.D. graduate will probably be about 3-5 pages. Don't forget that recruiters may see the name of the file that you send them and also don't forget they get lots of resumes each and every day. As soon as it's only a page or two in length, a resume is among the most important elements of a work application. Analyzed GUI procedure flows to increase navigability and usability. Let's walk through three unique resumes for different sorts of post-college jobs. The 30-Second Trick for Writng Resumes If you mention the business's name, make sure you receive it right. When you have written and organized your information according to the kind of resume you've chosen, make certain to format it according to typical professional standards. You also only have one page to capture all the attributes you wish to share. Nonetheless, there are 3 primary elements which each prosperous personal resume statement should incorporate. The Secret to Writng Resumes English is now a global language. Language skills are sometimes a fantastic selling point on your resume. Maybe the abilities and references may be included. It's also wise to tailor your resume to demonstrate the way your work experience specifically meets the requirements of the job which you're applying for. Attempt to comprehend the market of the organization you are asking for work, and identify what type of difficulties they could be going through. Choosing which to use depends upon the kind of job which you are applying for and your degree of experience. Do not consider anything else, especially the job you're applying for. Why Almost Everythin g You've Learned About Writng Resumes Is Wrong Most experts concur that the previous 15 decades of your career are enough. Lots of people don't like their present job or career. Give a concise career overview, which ought to mention the quantity of time you've spent in coaching or associated activities (as a sports player or teacher, for example). For instance, if your education history isn't specifically linked to the job, put it toward the conclusion of your resume, behind the info that's linked to the job. It's also important to think about the type of work you genuinely are interested in being hired to do. One of the greatest methods to tackle any daunting writing project resumes included is to begin with a little step. Your resume focus needs to be consistent throughout. If you need assistance with something and we don't list it, please speak to us.

The True Meaning of High School on Resume

The True Meaning of High School on Resume The absolute most persuasive recommendation letters incorporate compelling examples and details of your previous achievements. It is quite easy to validate educational credentials. Your resume will be split into sections. Compare this keyword list by means of your college transcript to detect the appropriate coursework. What You Don't Know About High School on Resume In the workforce, higher school appears very young. Make certain you choose courses that are related to the job for which you're applying. Ensure that the skills are related to the job that you desire. Write down what skills you used, and the way they may relate to the job which you desire. Some applicants might not have the formal education necessary for the job. You may also leave off any jobs that are entirely unrelated to the job that you desire. Resumes are often requested when you're applying for employment or internship. Since they are frequently e-mailed, you want to be sure of how it will look on the employer's computer. What You Don't Know About High School on Resume Padding out your resume will not just be a waste of precious space but it will likewise distract the employer from the decent pieces. A format that's commonly used with student-athletes who are only going into the workforce is known as a behavioral resume. An individual services restart needs to reveal the candidate possesses the knowledge needed to take advantage of a specific population or possibly to clinic in a particular setting. Without respect to the type, supplying very good superior customer service is quite a considerable endeavor. As a college instructor who's regularly reque sted to compose such letters, I can tell you it's much simpler to create a sparkling recommendation once I have a duplicate of the youthful person's resume on hand to help me out. Even in case you've never needed a resume in earlier times there's a fantastic probability you will need one soon. As a very good guideline, should you need to submit a resume to receive your next job, you aren't visionary. Remember that you have to ask somebody to serve as a reference before you're able to list them as one. The One Thing to Do for High School on Resume Employers try to find staff that have a history of creating positive contributions. They can learn all they need to know about a candidate from their school performance, so your Education section needs to reflect well on you. The education section will probably be a crucial quality of yourhigh school student resumeso rack your brain for extracurricular pursuits. The development associate functions as the administrative assistant for the entire development department. Public relations skills you must succeed. Social networking isn't just a younger person's internet playground. Other significant skills incorporate the ability to organize, arrange and organize multiple app growth tasks. If you're searching to expand your understanding of specific software, it is possible for you to learn on your own time utilizing online tutorials through a service like Lynda.com. You could adhere to the guidelines supplied in the job resume template here and produce your own resume. You might be requested to choose the job, and you also may possibly be requested to communicate unique languages. Every section needs a slightly different strategy. You'll be adding new info, clearly, but you're going to also be deleting older entries. No matter your name, your principal problem of experience must be large, bold, and near the upper layer of the webpage. The objective is to show you're an ideal candidate for the position you're applying for. What You Need to Know About High School on Resume Demonstrate your understanding of new technologies in the event the job requires it. Resume can be only a succinct documentation for the expert journey, also it has an important part in any work interview. When it's expressed correctly, your interviewer will have the ability to observe how your on-the-field skills will translate at work.

What Is So Fascinating About Graduate Nurse Resume?

What Is So Fascinating About Graduate Nurse Resume? Nursing can be a difficult job field to break into even if you've got a whole lot of experience in the area. Finding the perfect status in the health care field can be daunting. The best way to locate an RN job is to search online for an appropriate position. Treated a mean of 16 patients dailydouble the ordinary student caseload. A winning graduate nurse resume plays a huge role in your life because your future is dependent on it. Use the resume objective to acquire state the simple fact that you're a new grad and don't have any experience. When you just graduated from nursing school, that usually means that you don't have a lot of experience. You're now prepared to apply for jobs and practice all the things which you were taught in school. Since you're a nursing student, put down all school experiences. however, it should be about the job which you are applying. Critical care experience within the previous 3 years is needed. What Everybody Dislikes About Graduate Nurse Resume and Why Looking for work may be a daunting undertaking for new Nursing grads. Soft skills are your distinctive characteristics that allow you to be an outstanding nurse. An impressive nurse resume is vital in receiving your very first job after graduation. Furthermore, you can look for nursing student jobs on Monster. Completing a graduate program isn't mandatory. Your resume should discuss the way the practical wisdom and hands-on training you received allow you to present excellent patient care. Our staff provides a diverse background of experiences that can help you to fulfill your every resume writing needs, and as soon as it concerns the new graduate resume, we can assist you to create one that's second to none at enabling you to fulfill your career objectives. Focus on accomplishments in your resume which are related to the particular position you're taking a look at. Most resumes consist of excellent communication abilities. The Advantages of Graduate Nurse Resume Your new grad Nursing resume objective may most likely be the most essential quality of your application as it will set the tone for the remainder of your content especially in the way it's been formatted. If you're offered a graduate position and aren't able to begin at the agreed start date, you will have to advise the appropriate person or people at the hospital or health service after possible. Go through organizational or institutional details to have an extra benefit whilst deciding the form of work you will need to do. When you work with us, you can be sure from past experience that you're going to be working with a resume writing service that may get you the positive results you have earned. A History of Graduate Nurse Resume Refuted Our resume builder gives you tips and examples on the best way to compose your resume summary. Embedding important crucial phrases in your resume is analytical in the present automated job market. Our next valuable suggestion is to concentrate on your skills, qualifications and licenses. There are lots of techniques you may utilize to find Google resumes of individuals in a specific website. Key Pieces of Graduate Nurse Resume When you yourself have created an application employing a work search engine job application builder, the internet site can allow it to be possible that it is possible to share it also as recruiters on the specific same job internet search engine. Failing to incorporate the suitable information could cause your application being rejected. If you do then you will need to make sure your application is the best that they receive. You may also opt to design high-quality resumes for industrial purposes. What to Expect From Graduate Nurse Resume? Because of sample nurse resume templates, you don't have to compose your CV from scratch. You may use the nursing resume template to compose yours since it has a comprehensive curriculum vitae and a cover letter. Use the graduate nurse resume that's offered in PDF format to design your physician's resumes. You need to understand they do not need an applicant who has a couple of months' relationship in their prior work. There continue to be many information you should contain in your nurse resume lik e about the suitable formatting and visual appeal. Entry-level nurses make the error of listing each of their experiences in their resumes simply to boost the specifics of their professional experience. Your graduate nurse resume should not simply detail your educational achievements, but should also make it possible for you to introduce your individual philosophies and work ethic beliefs in a sense that's both true with you, and that is likely to make your upcoming employer sit up and take note. The Little-Known Secrets to Graduate Nurse Resume Some hospitals and wellness services will be recruiting annually, though others will recruit twice annually. Nurses have an abundance of demand in the industry. Lacking skilled experience, lots of new nurses are unsure how to compose their resume. Nurses employed by physician offices and other forms of facilities may have different duties based on the level and variety of care being supplied. The nursing resume is the most valuable tool you've got for advertising your abilities and experience to possible employers. There are simply too many RN resume writing services out there online that you make a fast decision as to whose help you ought to go for.

The Appeal of Human Resources Manager Resume

The Appeal of Human Resources Manager Resume Human Resources Manager Resume at a Glance Relocation may be critical. Managers need to come up with their interpersonal skills to work. They are able to track the training through the internet as well, which helps to reduce redundancy in training and training costs. Hiring managers will probably continue reading. The human resource is a significant asset. Human resource departments are often requested to create organizational charts for their company to allow it to be simple for executives and managers of the corporation. Select your very first administrative healthcare job dependent on the skills that you want to develop that will ultimately lead you to where you would like to be. Human resources specialists do several of the administrative tasks of human resources managers, although they work as consultants to deal with specific company requirements. Companies want right-fit men and women. They prefer someone with a good understanding of HR theory. They want to hire employees who understand their legal and ethical obligations to the company and its employees, which is why discretion is a great skill to add to your resume. When you haven't, now is the time which you did as by writing one, you're only producing your candidature stronger. Opening a resume with blocked information isn't such a good idea. As a company owner, you don't always have the ability to bring people in, but when an opening arises, you are interested in getting the position filled whenever possible. The precise function of an HR manager necessarily varies based on the setting, and a manager's job is usually tailored to the demands of the parent company. A HR employer doesn't care you have five decades of experience as a ballet dancer. If you're actively attempting to get into a specific company, dealing with corporate employment sites can be exceedingly difficult. The career aim is the very first bit of information your possible employer will find, so it's important to come from the gate swinging. For that reason, it's a versatile skill to include. There are a number of work in the sphere of human resources (HR). With the assistance of the template you may develop a flawless resume. It's possible to download job description template below and begin customizing it. Instituted a testing format for most new hourly new hires to increase retention and turnover prices. It is crucial to be aware that a position has to be open and available. Make it immediately apparent that you have what is necessary to excel within her position. Part-time and job-share positions could possibly be available. What to Do About Human Resources Manager Resume Before It Is Too Late Reinvent yourself, but transfer your skills so you will attract the greatest quantity of employers. Human resources managers are those responsible for ensuring that the perfect employees are recruited, hired, and trained. So, what was when the job of hiring employees is now the procedure for team-based hiring of the greatest possible talented employees that are recruited via methods that vary from employee referrals to social media sourcing. Recruiters ought to understand the fundamentals about how employee benefits packages affect employee retention so they can effectively advocate for the advantages that will continue to keep their new hires working. Others gain management experience in a number of fields. On-line applications may not enable you to post a cover letter or state a cover letter is optional. Based on the business, a standard day for a Human Resources manager will involve many unique tasks, meetings and obligations. Contemporary business is about change. If you have a look in the sample's career objective you will find that the candidate provides some crucial information from the get-go. There are plenty of qualifications and techniques which are needed from an individual who would like to submit an application for the position of human resources management. If you would like to receive a job, you need to be able to prove that you're a great public speaker. The training readily available to attain membership of the CIPD is delivered through accredited universities and colleges throughout the united kingdom and could possibly be completed through an assortment of study strategies, based on where you are.

The Argument About Objectives on a Resume

The Argument About Objectives on a Resume In the majority of instances, a resume objective is merely a couple of sentences long. Objectives ought to be checked for spelling and proofread by an expert. Resume objectives can be a little controversial. The resume objective is among the most significant paragraphs in a teacher's resumeif not the most significant. Career objectives are really important as they can let employers know within seconds what you need to offer. Achievements will cause you to stand out. Your own agenda, however noble it can be, ought to be de-emphasized in the application approach. Don't just pay attention to your own career objectives. The Importance of Objectives on a Resume For instance, a current high school graduate applying for a nursing program might want to incorporate a resume objective, while a seasoned registered nurse should go for a summary statement. Studies is a crucial part of several facets of process hunting, and earlier than you start writing your cover letter, you would like to make sure you've got achieved your studies nicely. There are a couple things you must keep in mind whilst writing an objective statement on the job resume. It is thus very important to understand how to compose a captivating Objective if you need your resume to get a possibility of getting you the much desired interviews. The more you may prepare for the questions which you will probably be asked, the simpler the whole interview is going to be for you. Use a couple of sentences maximum. Therefore, the sample educational resume is provided simply as an educational model that is designed to help you realize the important elements of a resume. You'll have to bear in mind which you should highlight samples showing the most skilled competencies you've got. Much like the cover letter, the objective ought to be specifically tailored for a certain job application. A premium quality sample marketing resume will contain several of the key phrases and phrases employers want to find, a couple times throughout their application. What You Should Do About Objectives on a Resume Starting in the Next Seven Minutes Based on your degree of experience and the jobs you're applying for, what you decide to concentrate on in your resume summary can fluctuate. The work description as drafted by the business will also supply you with a tip about what to have in your tailor-made resume. The very first thing recruiters see is what's up-front and center. The bug database represents the condition of the solution and ought to drive all development decisions. You wish to remind yourself and the company an internship is a learning experience and it's unquestionably an important approach to comprehend the method by which the design industry works before you commence working for real. Whether you have experience in your usual day-to-day job or you should be slightly more creative make sure you demonstrate how truly great you're at delivering exceptional customer service to each customer, daily. When you're crafting your resume objective, you should concentrate on particular abilities and experiences which are directly associated with the job. Whether you're searching for a job linked to design or not, design thinking is an invaluable skill to get. Listing responsibilities on their own won't be effective, as every advertising manager will understand what your responsibilities were. If you can't explain the budget variances based on your understanding of the operations, you should speak to the finance department immediately. Managers should understand the financial implications of their decisions and the way to use financial info to enhance their institution's performance. Hiring managers in the advertising area will wish to be informed about your achievements and successes with your advertising campaigns.